Remittance money builds houses
A large share of construction here is funded from abroad, which tends to produce better-finished houses and a buyer who is not present. Decisions are made over a phone from another country while a relative supervises, which makes the bill the only shared record between three parties who never meet.
Selling to somebody who is not there
When the person paying is overseas, an invoice stating brand, model and finish exactly and shared as a PDF on WhatsApp is what keeps everybody looking at the same thing. That matters more here than in a market where the buyer walks in, and it prevents the disagreement that surfaces when the owner finally visits.
Long build cycles
A house funded in instalments from abroad may be built over a year or more, which stretches the credit period well beyond a normal cycle. Ageing rather than a total tells you where you stand, and a statement each month keeps a long account clear rather than accumulating.
Finishing material at higher specification
Better-finished houses mean more tiles, sanitaryware and paint in more brands, each with its own unit — boxes to square feet, litres by pack size — and each recorded with brand and model, because a second-phase order months later has to match what was supplied first.