Cooperative money builds
Sugar factories, dairies and cooperative institutions build and maintain continuously, and they buy through committees with a purchase process. A referenced invoice and a delivery record that reconciles against their store are what get those bills cleared.
A very large district
Ahmednagar covers a lot of ground, which makes distance and freight a real part of the trade. Material and transport on separate lines keep your rate comparable and let you see monthly whether the long deliveries are recovering their cost.
Farm-linked credit alongside
Individual builders across the talukas settle after their own income arrives, clustering payment. Ageing rather than a total tells you where you stand before the season, and a limit per party keeps any single account within reach.